Your selected question
How much of my No Claims Discount will I lose if I have an accident?
This depends on the level of No Claim Discount (NCD) you currently have and if the NCD is protected.
For example, if you have 5 years or more NCD and you incur a fault claim or a split liability claim against your policy, your NCD will be reduced to 3 years.
If your NCD is protected and you incur a fault or split liability claim against your policy, then your NCD will not be affected unless you exceed 1 fault claim in 1 period of cover, or 2 fault claims in any 3 consecutive periods of cover.
If you have any further queries please call us on 0845 246 3761.