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Does home insurance cover me for accidents?
Direct Line Home Insurance buildings cover does not include accidental damage cover as standard. However, this cover can be purchased as an optional extra. This will provide cover for accidental damage to service pipes and cables and fixed glass and sanitary ware. It will also cover accidents such as putting your foot through the ceiling.
Direct Line Home Insurance contents cover does not include accidental damage cover as standard. However, this cover can be purchased as an optional extra. This will provide cover for accidental damage to home entertainment equipment such as TVs, DVD players and home computers. It will also cover accidents such as spilling paint on the carpet. The Direct Line Home Insurance Plus policy offers full accidental damage cover as standard under both the buildings and contents sections.
